My bank has turned me down for an auto loan and a credit card. The second reason is that this past year I have mastered a big financial struggle to keep my car working.
In January of 2014 1 lost $2000.00, I had saved from a second job I had taken in the previous September, to a car mechanic who kept my car for 4 weeks, never put in the transmission I had made the down payment on, further damaged my car, took off $361.00 dollars’ worth splash guards that he never replaced and eventually, I had to have the car towed to another mechanic who put the transmission in 3 days, took pictures of the damage and spoke to the State Bureau of Auto Repair representative. By returning to the first shop 2 or 3 times every week, by April I had managed to get back only $900.00. I work in Pittsburg and live in Rodeo, there is no public transportation between them and no car means no job. I borrowed a friend’s credit to pay for this repair and paid it back in about 4 months.
I took a third daily job in March to pay for my car repair and I have paid about $6,000 in total for this repair. I have had the car serviced once and the struts replaced since then costing another $1700.00. The paint is peeling off the car and the catalytic converter needs to be replaced.
In August 2014, I was invited to apply for a full time position at my main job. To qualify, I needed to apply for a full-time credential from the state. I was accepted to a UC Berkeley Extension credential program and granted a preliminary full time credential. This program will cost about $3200.00 dollars and I have already completed 2 of the 6 courses required by 2018.
My permanent full-time job is secure because of my job performance, including professional development courses and the success of my adult students. I am in a union, now have health insurance and am earning about $3,000 a month take home. I have been renting at my current residence since 2011.
Thank for your time and consideration and the gift of this letter- I had no idea how much I had accomplished this year until I sat down to write this letter to you.