Transportation Department

Drive clean with CHDC

We're providing grants for low-income families throughout the Bay Area.
CLICK HERE to see if you qualify for up to $5,000 down payment assistance!

It’s not only about having a home, it’s about building an environment that helps you succeed. The Drive Clean/Ways to Work transportation program provides grants(up to $5,000) and low-interest car loans to working individuals and families in need of reliable transportation.


Having reliable transportation helps you meet your basic family needs and CHDC can help.  We’ll help you find the right clean vehicle, and give you the financial education to help you manage your finances and lead you to healthier budget management. We have a simple goal, to help you find reliable transportation, which can provide you with access to different jobs, day care options and other basic needs. So if you’re ready to upgrade your vehicle and start driving clean, we’re here for you.

Download, print and complete the intake form (under READY TO APPLY) and fax to the number indicated. For questions for assistance in Spanish, please call Manuela Zacarias at (510) 221-2523. You may also submit your intake form in one of the following ways:



Fax: (510) 439-4956

Or mail your questions to the address below

To qualify for CHDC’s Transportation Program, you must meet the following criteria:

     – Valid CA Driver’s License

     – Must be 18 years or older

     – Ability to repay loan and cover expenses

     – Verifiable income (to 400% of poverty level)

     – Not currently in or filing for bankruptcy


For eligibility questions, contact: Manuela Zacarias (information listed below) 

We’ve made the process easy as 1, 2, 3

1. Download the transportation intake form.

2. Complete your application

3. We’ll verify your income and provide financial training

If you’re ready to look for your newer car


COMPLETE the Intake Form Packet 

Financial Education

When you apply to CHDC’s transportation program, as a loan applicants you get a chance to  learn about checking accounts, savings accounts, credit and credit scores.

We keep your information confidential and you’ll have a one-on-one relationship with your Loan Coordinator to help you understanding your current spending habits. Together you’ll create a realistic budget to help you achieve your financial goals. You’ll also review your credit reports and, together with the Loan Coordinator, you’ll develop strategies for improving and maintaining your credit.


CHDC’s Transportation program is an economic empowerment program that combines low-interest loans with financial education, budget consulting and personalized management. Find out more by downloading the Drive Clean/Ways to Work Program Brochures


 English – Ways to Work Brochure

 Spanish – Ways to Work Brochure


We’re here to give you all the support you need. You can reach out to our Loan Coordinator, Manueal Zacarias directly:

(P) 510-221-2523; (E)


Or mail us at Community Housing Development Corporation

Attn: Transportation Program

1535-A Fred Jackson Way

Richmond, CA 94801

Testimonial : Fran's Story

“My bank has turned me down for an auto loan and a credit card.” 

In January of 2014 1 lost $2,000.00. I had saved from working a second job  and had taken my car in the previous September to a car mechanic who kept it for 4 weeks. I put a down payment for the transmission I needed, but they never put it in. They also further damaged my car when they took off $361 dollars’ worth of splash guards off and never replaced them. Eventually I had to tow the car to another mechanic who put the transmission in 3 days, took pictures of the damage and spoke to the State Bureau of Auto Repair representative. I returned to the first shop 2 or 3 times every week and the manager only refunded me $900.00. This was becoming a big financial struggle to keep my car working.

I work in Pittsburg and live in Rodeo and I can’t take public transportation, so my choices for getting to work were limited. So I borrowed a friend’s credit to pay for this repair and paid it back in about 4 months.

I already had two jobs, and had to take a third one in March to pay for my car repair, which was about $6,000. I had the car serviced once and the struts replaced since then costing another $1700.00. The paint is peeling off the car and the catalytic converter needs to be replaced. I needed help!

In August 2014, I was invited to apply for a full time position at my main job, where to qualify I needed to apply for credentials from the state. I was accepted to a UC Berkeley Extension credential program where I was granted preliminary full time credentials. This program will cost about $3200.00 dollars and I have already completed 2 of the 6 courses required by 2018. I would not have been able to get to work and go to school if I didn’t have reliable transportation. This has really given me a solid foundation.

My permanent full-time job is secure because of my job performance, including professional development courses and the success of my adult students. I am in a union, now have health insurance and am earning about $3,000 a month take home. I have been renting at my current residence since 2011.

Thank for your time and consideration and helping me build a solid foundation. As I look back I realize that I had no idea how much I had accomplished this year and I thank CHDC for helping me make it possible.

Sponsored by

About Post Author

Community Housing Development Corporation 1535-A Fred Jackson Way, Richmond CA 94801-1525 PH: (510) 412-9290 PH: (707) 652-7861 FX: (510) 215-9276

Visit Us On TwitterVisit Us On Facebook