The new responsibilities of homeownership can feel overwhelming at first. Ongoing maintenance, unexpected or expensive repairs, insurance, taxes and refinancing all raise questions and risks. All homeowners should be prepared for emergencies such as natural disasters or unexpected medical bills. In low-income communities, homeowners are targeted for additional dangers such as:
CHDC educates, provides resources and counsels homeowners about how to protect themselves, preserve their equity, be prepared for financial or natural emergencies, and reap the long term benefits of stable homeownership.
If you own your home you may be eligible to take CHDC's Post Purchase Homeownership Workshop Series. We can also assist you individually with questions about taxes, insurance, refinancing, remodeling, and other related issues. To sign up for the class or arrange for individual counseling, please call CHDC at (510) 412-9290 x226 or (707) 652-7861 x226.
However, if you are having any kind of problem with your current mortgage, please go to our Foreclosure Intervention and Loan Modification Program.